Merchant Resources

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Resources to Help Run Your Business

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How to choose the right credit card terminal.

​Cast your mind back to the days when you were first developing your business plan. At that time, you may have concentrated solely on the viability of the products you wished to sell and the pain points they addressed in your potential customer base. Amid these vital concerns, you may never have considered the importance of choosing the right credit card terminal. It’s a far more critical decision than you might think. Let’s take a look at some of the different types of payment devices that are out there.

The importance of fraud protection for merchants.

Business fraud is more common than many people think and its effects can be profound. Safeguarding your company against takes a multi-pronged human and technological approach, requiring time and cooperation to initiate, implement, and maintain. If you do not have a robust protocol in place, begin taking steps to protect against fraud today.

The most common merchant account fees defined.

​Your small business involves many complex moving parts. Among the most potentially confusing is the system that enables you to receive credit and debit card payments from your customers. Considering that cash and checks are fading in popularity, it is a virtual certainty that you will need to sign up for a merchant account, if you haven’t already.

The importance of a merchant account.

With each passing year, the business landscape is changing in major ways. In the process, cash and checks are becoming increasingly rare forms of payment. Instead, most retailers, regardless of their size or the types of products or services they offer, are doing most of their business via credit and debit card payments, whether online or in person.

Payment gateways 101: what they are and why you need one.

​Credit and debit cards currently dominate the payment landscape and will continue to do so until at least 2022. Collective use is expected to remain high at 52% and may climb even higher as Generation Z begins exercising more purchasing power. A payment gateway equips your business to take full advantage of the persisting power of plastic.

​Notification of Prohibited Activity Relating to COVID-19.

The U.S. Food and Drug Administration (FDA) considers the sale and marketing of products that claim to prevent, treat, mitigate, diagnose or cure coronavirus disease 2019 (COVID-19) to be a threat to public health. The FDA and Federal Trade Commission (FTC) are actively monitoring for what it views as fraudulent COVID-19 prevention and treatment claims.

How is Point of Sale (POS) system different from a cash register?

No matter what type of business you run, money is its lifeblood. Since the ancient days of the abacus, merchants have known the importance of having a reliable cash management system that can help them accurately keep track of incoming and outgoing funds. In today’s retail environment, the question for many businesses has become whether to stay with the traditional cash register that they have been using for decades or to switch to a more modern POS system.

Opening a merchant bank account: 9 things you should know.

​These days, any large or small business worth its salt must accept credit and debit cards from customers. In order to make that happen, you need to first go through the process of selecting a merchant bank account. Since this can often be a confusing journey for entrepreneurs, it makes sense to get a few facts straight before you start.