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Your small business involves many complex moving parts. Among the most potentially confusing is the system that enables you to receive credit and debit card payments from your customers. Considering that cash and checks are fading in popularity, it is a virtual certainty that you will need to sign up for a merchant account, if you haven’t already.
With each passing year, the business landscape is changing in major ways. In the process, cash and checks are becoming increasingly rare forms of payment. Instead, most retailers, regardless of their size or the types of products or services they offer, are doing most of their business via credit and debit card payments, whether online or in person.
Credit and debit cards currently dominate the payment landscape and will continue to do so until at least 2022. Collective use is expected to remain high at 52% and may climb even higher as Generation Z begins exercising more purchasing power. A payment gateway equips your business to take full advantage of the persisting power of plastic.
The U.S. Food and Drug Administration (FDA) considers the sale and marketing of products that claim to prevent, treat, mitigate, diagnose or cure coronavirus disease 2019 (COVID-19) to be a threat to public health. The FDA and Federal Trade Commission (FTC) are actively monitoring for what it views as fraudulent COVID-19 prevention and treatment claims.
No matter what type of business you run, money is its lifeblood. Since the ancient days of the abacus, merchants have known the importance of having a reliable cash management system that can help them accurately keep track of incoming and outgoing funds. In today’s retail environment, the question for many businesses has become whether to stay with the traditional cash register that they have been using for decades or to switch to a more modern POS system.
These days, any large or small business worth its salt must accept credit and debit cards from customers. In order to make that happen, you need to first go through the process of selecting a merchant bank account. Since this can often be a confusing journey for entrepreneurs, it makes sense to get a few facts straight before you start.
As a small business owner, you are faced with many financial choices. One of the most significant involves everything having to do with processing customers’ credit cards. Since credit card processing fees will represent a significant expense for your company, it is vital to understand them in detail.
Eye-catching displays and a well-designed layout are essential to the success of any brick-and-mortar retail store. If you’re like most business owners nowadays and want to expand your brand beyond your local neighborhood to give all of your customer's additional shopping options, you absolutely need to make your business known in cyber-space. Taking a few basic steps can set you on a course to online success.