Trust our 20 years of experience helping businesses grow.

Helping Businesses with Payment Solutions

Since 1996, Total Merchant Services has helped 500,000+ businesses with payment processing solutions. In addition to great rates and service, we offer the technology, marketing and financing solutions for every stage of your business’ growth. We work hard to help you succeed, because your success is our success.


Our modern payment solutions enable you to accept and process credit, debit, EBT and gift cards, as well as EMV chip cards and NFC payments like Apple Pay, Samsung Pay, Android Pay and others through smartphones, tablets and watches.

Our comprehensive suite of payment solutions enable you to accept payments on location through countertop terminals and POS solutions, on the road through mobile and wireless credit card readers, on the phone through a virtual terminal or via online payments through your website.

Getting started with credit card processing can be stressful, so we offer free countertop and wireless terminals that quickly enable you to accept all modern payment types.

Our Point of Sale (POS) solutions include everything merchants need to manage, grow and optimize their business, all in a compact system that’s easy to set up and use.

In addition to mail and phone payments, our virtual terminals enable you to accept credit card transactions through your website and most ecommerce shopping carts.

We make the process of opening a merchant account as fast and easy as possible. Funds will be deposited into your account within 48 hours, reducing risk and enhancing your ability to manage your cash flow.

Engaging customers with gift card and loyalty programs can dramatically increase your business. We make it easy.

Payments Hub provides robust reporting. Our Premium program ensures your equipment works and that you are always stocked with receipt paper. The Premium program is free for your first 60 days!

We’re always looking for ways to help you enhance your sales. If your business requires a loan to pursue an opportunity, you should consider getting a cash advance.

We’re thrilled to provide competitive rates and free credit card processing equipment to Canadian merchants.

Helping you succeed is our top priority. Our team is always there to answer questions and make sure you get the most from our products and services.


“I have been working with you since October 2010, and you have provided me with impeccable service. Not only are your representatives helpful but they seem to truly care about the situations that arise during our dealings together. . . Your customer service representatives have eased my mind and assisted me with knowledge of your products, knowledge of how things work, and compassion towards my situation beyond my expectations. Thanks!”
– Deanna

“Thanks, you and all your staff are very kind and professional! Your Customer Service is outstanding great!!!!! Once again thanks to all of you!”
– Luis

“I would like to make a comment on Daniel, the customer service representative that I worked with regarding changes made to our account. Daniel was extremely helpful, courteous and helped quickly and efficiently. He should be given word or record of this, and acknowledged for a dying skill. Thank You.”
– Jo

“I would like to let you know I have been speaking with Amber in Customer Service and would like to say how wonderful she is and what a delight she is to work with. I wish all companies had employees as great as her. Keep an eye on her!”
– Rebecca