Receive the best credit card procesing rates in the retail industry.

Grow Your Business and Achieve Your Goals

If you run a small shop or boutique, you need to sell great products, deliver an outstanding customer experience, and promote yourself effectively in order to bring in new customers. With Total Merchant Services, you’ll have a partner who will provide elegant solutions that offer customers secure and convenient payment options, improve loyalty and keep your business growing.

payment processing for department stores

Get Paid

Low Payment Processing Rates

When you get the lowest payment processing rates in the industry from Total Merchant Services, you end up with more money in your pocket. Learn more.

Free Terminals and Readers

Don’t waste your money on equipment that you can get at no charge. Total Merchant Services provides top-of-the-line terminals and mobile readers absolutely free. Learn more.

Point of Sale Systems

Today’s POS solutions do a lot more than just accept payments. Now you can automate inventory tracking, access business intelligence reporting and optimize your operations – all without significant training or expense. Learn more.

Online Payments

Ready to sell your products online? To complement in-store sales, our virtual terminal solutions enable you to accept telephone, mail order and online payments, as well as set up recurring billing. Give your customers the full range of buying options while making payment processing easy and seamless. Learn more.

Grow Your Sales

Loyalty Programs

Building a customer loyalty program doesn’t have to be complicated. With Total Merchant Services, you can easily build customer incentive programs that will enhance your sales and encourage repeat visits. Learn more.

Gift Card Offering

Give your customers a way to share what they love about your business with their friends and family. Total Merchant Services can make starting a gift card program easy. Learn more.

credit card payments

retail payment processing

Manage Your Business

Sell Smarter with a Point of Sale System

Our PayAnywhere Storefront POS helps make many of your everyday tasks easy, while providing sophisticated tools to manage inventory, complete financial reports and identify sales trends. Learn more.


You can’t predict your next move without an accurate idea of what’s working now. Use our Payments Hub to review your transaction activity, deposits, customer data and much more. And with Payments Hub Insights, you’ll get sophisticated business intelligence reports, competitor tracking data, and reputation management tools to make your enterprise as profitable as possible.

Cash Advance

Do you want to upgrade your location or stockpile inventory for an upcoming season? Whatever the reason, Total Merchant Services can provide you with the cash you need. Learn more.